Car Trade-In Advice from Hare Auto

If you're looking for a new or used vehicle in Indianapolis, there's an alternative to consider before you commit to your next purchase. Leasing is an excellent alternative to buying, and you may be able to get into a lower monthly payment than you would if you financed a used Chevy truck or car. There are many factors to consider when trying to decide if leasing is right for you. Just like buying a new or used car, your credit rating factors into a lease application. If you aren't sure about your credit, request a free copy of your credit report before starting the lease paperwork. You can always ask a loan officer which option— lease or financing—is more likely to be approved based on your credit score. If you decide to take advantage of a Chevy Cobalt lease or an agreement on a different type of vehicle, chances are good that you'll pay less up front than you would if you purchased the vehicle, but make sure you read the terms of your lease agreement carefully before signing. What are the rules about early termination of your contract? Will you have to pay a penalty if you are forced to cancel? In the worst days of the recession there were job loss clauses in many contracts—ask the dealer what job loss protections might be available. Leasing can be a cost-effective alternative to purchasing—make sure you understand the terms of your agreement and you could be on the road for less in no time.

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